What About My Credit Rating?

Bankruptcy and Your Credit Rating

Are you hesitant about filing for bankruptcy because you are concerned that you won't be able to get a loan again? It's just not true and it's no reason to continue struggling with unmanageable debts.

A Chance to Rebuild Your Rating

After filing for bankruptcy, it may be more difficult to get a loan for a while. However, we have had clients who obtained car loans immediately after their bankruptcy was final. Many more were able to get credit within a few months, after establishing a record of responsible bill paying.

Credit Ratings Aren't What They Used to Be

With the mortgage crisis and the current financial situation, your credit rating doesn't mean as much as it once did. It is no longer an accurate predictor of whether a person is a good credit risk. People who have never previously missed paying any of their bills are now in financial trouble due to dramatic increases in their mortgage payments.

At the Law Offices of Serpe, Dizonno & Associates, we are more concerned with the quality of life than with your credit rating. Bankruptcy clears the slate and allows you to use the money you earn today to live your life, not to pay off old debts.

After filing Chapter 7 bankruptcy, you get to start over and build for the future. Why wait? To learn if bankruptcy is the best way out of your financial problems, please contact the attorneys of Serpe, Dizonno & Associates. We offer a free, confidential consultation to discuss your case.

We Can Get You Through This

Our lawyers understand what you are going through and we know how to help. We will custom-tailor a solution to fit your specific needs. You may be surprised to learn that you may not have to file bankruptcy after all. Perhaps a loan modification will resolve your issues.

We will find the solution that's right for you. Please contact us today to get started. From offices in Itasca and Maywood, we represent clients in Cook County and DuPage County, Illinois.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.